Buying your first home in Ontario doesn’t have to feel out of reach. Our Down Payment Assistance Program is designed to help qualified first-time homebuyers access available grants and incentive programs that can be used toward their down payment—making homeownership more affordable and achievable.

We guide you through government and approved assistance programs that may provide funds to reduce your upfront costs, improve affordability, and help you purchase sooner than you thought possible. Our team handles the process from start to finish—assessing eligibility, explaining available options, and ensuring you maximize every opportunity you qualify for.

Whether you’re struggling to save for a down payment or want to preserve your savings, this program can help bridge the gap between renting and owning. Combined with expert mortgage and real estate guidance, we provide a clear, supportive path to your first home.

Take the first step toward homeownership with confidence—your future starts here.

Not ready to buy today? You may still be closer to homeownership than you think. Our Rent-to-Own Program is designed to help individuals and families who don’t currently qualify for a traditional mortgage—whether due to limited down payment savings or bruised credit—begin their journey toward owning a home.

This program allows you to move into a home now while working toward future ownership. A portion of your monthly rent will be credited toward your down payment, while you have time to strengthen your credit profile and prepare for mortgage qualification. Throughout the process, we provide guidance and support to help you transition from renter to homeowner with confidence.

Rent-to-own offers a structured path to ownership without the pressure of qualifying today. It’s an opportunity to secure a home and build toward long-term stability—on a timeline that works for you.

Your path to homeownership doesn’t have to start with perfect credit—it just has to start.